Victor prides himself on being careful, conservative, and competent. His primary aim is to conserve the principal value of clients’ portfolios, produce an acceptable rate of return, and shield clients from making costly mistakes.  

Victor implemented a team-based approach to financial planning at the firm. We believe that our core purpose is to help improve people’s financial lives through objective, transparent and fiduciary advice. We maintain open, honest, and effective communication and strive to provide clients with the tools and education they need to protect their hard-earned money. 

As a result of his relationship with a special needs family member, Victor has been personally touched with the challenges associated with special needs. This relationship led him to become active in the special needs community, particularly with Spectrum for Living, a not-for-profit organization dedicated to helping adults with developmental and/or physical disabilities, and to help special needs families plan for their financial needs.

Victor is a member of the National Association of Personal Financial Advisors (NAPFA) and a graduate of Fairleigh Dickenson University School of Business.  He received his Bachelor of Science degree (B.S.) in Finance and Investments and completed all of the coursework in the Certified Financial Planning program offered through the College of Financial Planning. He also completed graduate level courses in Investment Management.

Victor has been quoted in NJMoneyHelp.com, the Daily Record, the New York Post, the Newark Star-Ledger and Reuters News Network.  Additionally, he is a recipient of the 2021 Five Star Wealth Manager Award in New Jersey, receiving the award for ten consecutive years.

 In his free time, Victor enjoys spending time with family and friends, as well as fundraising and supporting Baron's philanthropic efforts.

Anthony is a Wealth Management Principal with Baron Financial Group. Tony enjoys working with clients to design and manage risk-appropriate investment strategies that can be regularly validated with a dynamic financial plan.  He holds the lead position on Baron’s Investment Committee, oversees trading operations and is the main contributor to Baron’s quarterly newsletter.  

Tony has worked in the financial industry for almost 30 years, with his longest tenure at Baron Financial Group. He is a graduate of Indiana University and a Chartered Financial Analyst® Charterholder. The CFA® charter is recognized globally as the preeminent designation for those in the field of investment management. It also emphasizes the highest ethical and professional standards.  He is also a proud recipient of the 2021 Five Star Wealth Manager award, his tenth consecutive year with this distinction.

Outside of work, Tony enjoys spending time with his wife and two sons, outdoor sports’ activities, boating, and watching local sporting events.

Nick is a Wealth Management Advisor at Baron Financial Group. He works with clients to help guide their Social Security decisions, develop a retirement income plan, and implement their account consolidations. 

Nick is a CERTIFIED FINANCIAL PLANNER™ Professional, certifying that he has met the high standards of competency and ethics established and enforced by the CFP^® Board.  Nick is a recipient of the 2021 Five Star Wealth Manager Award in New Jersey. He has been quoted in The New York Times, CNBC.com and NJMoneyHelp.com.

Nick lives in Waldwick, New Jersey with his wife, Jennifer, who teaches fifth-grade math and science, and their daughter Joanna. He loves to cook and spend time at the Jersey shore each summer. He is also an avid New Jersey Devils fan.

As a client relationship specialist, the strengths Lucy brings to Baron include proactive communication, organization, problem-solving skills and more. She believes these are paramount when helping Baron's clients.

Lucy has had the opportunity to grow her knowledge at Baron. She has learned that no job is too small; all jobs are your job. The boutique office atmosphere has afforded her the opportunity to be involved in the many aspects of the firm and to constantly learn something new.   

Prior to joining Baron, Lucy held administrative assistant positions in the consumer electronics, marketing, sales and manufacturing fields. The skills she acquired at these various jobs instilled the importance of attention to service, work ethics, prioritizing and meeting deadlines. She had to learn how to synchronize many moving parts in the international sales arena, including international banking.

Lucy is happily married and enjoys spending time with her family. Her hobbies include reading, drawing and shopping.

Beginning her career at DMAC Financial Services, Peggy has worked as a client services specialist for over 20 years, including 10 years at AT&T as an account representative in their major accounts division. There, she supported their large pharmaceutical clients and participated in the design and implementation of their telecommunications systems.

Peggy's expertise and dedication to Baron's clients extend to many charitable organizations, including Saint Cecilia’s Shelter for the Homeless, Human Concerns committees and numerous Breast Cancer events. Additionally, she's served on several boards at her children’s schools, as well as helped coordinate their fundraising events.

Peggy is married with three daughters and several grandchildren. In her free time, she enjoys cooking, entertaining, traveling and spending time with her growing family.

Fran has been with Baron Financial Group for over a decade, supporting all of their client communication efforts, including creating content for their website and educational platform, Responsible Guidance. Additionally, she serves as the event planner for Baron's client appreciation events and educational seminars, as well as helps manage Baron's compliance program.

Before joining Baron, Fran worked as a theatrical stage manager and as a production manager for a reference publisher. A long-time Fair Lawn resident, she spent many years volunteering at Fair Lawn schools as a PTA member and class mom, including planning and implementing Project Graduation for the Fair Lawn High School class of 2006. As a senior-class parent, she helped coordinate the 2006 Marathon Committee, a senior-class effort to raise money for the community.

Additionally, Fran served as the co-chair of the Helen Troum Nursery School and Kindergarten board of directors for over 10 years, working closely with the school director and the board on matters related to policies and procedures, budgeting and staff recruitment.

Fran is a graduate of the University at Albany, where she obtained her bachelor's degree in interdisciplinary studies with a focus on Theatre and English. She is married with children and two grandchildren and enjoys spending time with her family and friends, reading and attending the theatre.

James is an Associate Financial Planner and member of the Investment Committee.

Growing up in a large family with 12 children, James understands what it takes to work on a team and help others. A graduate of William Paterson University (WPU), he obtained his bachelor's degree from the Cotsakos College of Business, one of the 35 top schools in the country for financial planners (according to Financial Planning Magazine in 2014).  

James conducts research and assists Baron's advisors with the creation and maintenance of clients' financial plans. Additionally, he researches and implements technological improvements within the field of financial planning and cybersecurity so Baron can continuously deliver quality services to their clients.

In his spare time, James enjoys volunteering at his local youth group; spending time with his wife, Maria, their children and many siblings; as well as playing the guitar. He is fluent in Spanish.

As a financial analyst, Victoria conducts investment research and analysis for Baron's internal investment committee, as well as researches various financial planning topics. She earned the CFA Institute Investment Foundations^® certificate from the CFA (Chartered Financial Analyst^®) Institute to help with her role as a financial analyst.

When she's not conducting research, Victoria is an active contributor to Baron's financial education platform, Responsible Guidance, which aims to provide independent educational information to clients without the confusion of technical jargon.

The recipient of the Presidential Scholarship at Union College, Victoria graduated magna cum laude with a bachelor's degree in mathematics. While she was a student at Union College, she was inducted into three national honor societies: Mathematics (Pi Mu Epsilon), English (Sigma Tau Delta) and Women’s and Gender Studies (Iota, Iota, Iota).

In her spare time, Victoria enjoys reading and volunteering for the Sunshine Club at Spectrum for Living, a local nonprofit organization dedicated to serving adults with developmental disabilities.

Johanna serves as a Client Relationship Associate at Baron Financial Group, helping clients with all aspects of communication and paperwork in client services, including their onboarding process, scheduling, and keeping up-to-date on the changes in their financial lives. She joined Baron because of their commitment to helping people, in particular families with loved ones with special needs. Based on personal experience, she knows how health can make a drastic change in one’s life.

Before joining Baron, Johanna was trained as a research geologist in the Philippines. She earned her Bachelor’s degree in Geology from the University of the Philippines, Diliman and Master’s degree in Applied Earth Science from the University of Twente in the Netherlands.

Johanna is a lupus and disability awareness advocate, supporting disability advocacy organizations such as Hope for Lupus Foundation Philippines, Virtualahan (a social initiative that trains people with disabilities to gain employment in a technology field), and Lupus Foundation of America.

A newlywed, Johanna and her husband Mark were married in May of 2018. In her spare time, she enjoys traveling and astrophotography. Born and raised in the Philippines, Johanna is fluent in Tagalog.

Angela is a Client Relationship Associate, helping clients navigate through initiating and maintaining their accounts, as well as continuously communicating and serving their needs throughout the financial planning process and beyond. Angela brings a strong work ethic to Baron, which is evidenced by the pride and professionalism with which she views her position.

Angela’s prior experience dealing directly with clients as a Paralegal in the Estates and Trusts area make her ideally suited to understanding the unique needs of the Baron Financial Group clients. Additionally, she has 16 years of experience as a Guide and Trainer at WW (formerly Weight Watchers) helping members achieve their personal health and wellness goals. Angela believes that communicating with clients in a clear, concise and personalized manner is of the utmost priority throughout the financial planning and investment management process.

Angela holds a bachelor’s degree in Journalism from Rutgers University, and has prior experience in marketing and promotional writing and design. She has worked in the fields of advertising, marketing, and was Director of a learning center for young children. As Assistant Director of a trade association for the polymer industry, Angela successfully organized international conferences for over 3,000 worldwide industry leaders.

Outside of work, Angela is married with two young adult sons. She is a former fitness instructor and dedicated fitness enthusiast who enjoys keeping up with her active family. She and her husband also enjoy attending concerts, traveling and entertaining family and friends.