What You Can Expect: one service combining financial planning and investment management
UNDERSTAND YOUR FINANCIAL GOALS AND OBJECTIVES
To develop a clear vision of your financial future, we get to know you, any special circumstances, and your time horizon to help you meet your goals.
IDENTIFY YOUR FINANCIAL GOALS AND RESOURCES
We work with you to get an in-depth look at your overall financial position today and what you want your financial future to look like.
CREATE A BASE PLAN WITH POSSIBLE FUTURE FINANCIAL SCENARIOS AND OUTCOMES
Our plan for you will incorporate all of the financial details that you share with us, presented in an easy-to-understand format. It will help you understand the big picture, including a probability of success based on your current path.
CONDUCT 'WHAT IF SCENARIOS' TO HELP ANSWER YOUR QUESTIONS
As you are presented with financial opportunities or challenges, we can incorporate those into the plan. The analysis will provide you the opportunity to compare different possible outcomes of your entire financial picture.
FOLLOW UP TO KEEP YOUR PLAN UPDATED AND ON TRACK
The planning process is dynamic. It is important that you keep us updated on your financial affairs so that the analysis best reflects your current situation and projects the most realistic possible outcomes. This process helps you optimize your financial decision-making.
DISCUSS YOUR INVESTMENT EXPECTATIONS AND TOLERANCE FOR RISK
We evaluate your ability and willingness to take risk to design a customized strategy that is appropriate for you.
RECOMMEND A STRATEGY FOR YOUR APPROVAL
You will receive a detailed Investment Policy Statement (IPS) outlining how we expect to invest your assets. You will have an opportunity to review and approve the strategy prior to any investing.
IMPLEMENT AND MANAGE THE INVESTMENT STRATEGY YOU HAVE APPROVED
After your approval, we implement your customized portfolio using investments that have been identified by applying strict search criteria for risk, return and other important factors.
MONITOR AND ADJUST YOUR PORTFOLIO AND OURRECOMMENDATION
We regularly review our individual investment selections for quality and make changes when needed. Our systems help identify when individual portfolios drift outside of recommended allocations to signal that rebalancing trades are needed. We meet to discuss results and how performance is impacting the resources used in your financial plan.