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BFG in the News: Victor answers a reader’s question about stock market volatility and asset allocation

Investing Financial Planning Baron Team Insights

Victor Cannillo, a Senior Wealth Manager/Partner at Baron Financial Group, is quoted on this topic, answering a reader’s question on NJMoneyHelp.com by Karin Price Mueller, originally published in April 2025:

“Should I change my allocation given stock market volatility?”

A 30-second read by Victor Cannillo: Your concern is completely understandable, and you are not alone. The important thing to focus on is your long-term strategy and try to keep emotions out of investing.

  • Some questions to consider: Are you in a risk-appropriate investment strategy? Do you have a financial plan?

  • It is important to note that your risk tolerance is based on two factors – your willingness and your ability to take risk.
    • Your willingness to take risk is based on your personal feelings in reaction to the changes in investment values as markets move through different cycles.  Most people have a general idea of how willing they are to accept risk and are familiar with terms like conservative, moderate or aggressive. There are questionnaires available to help you identify your willingness to take risk.
    • Your ability to take risk is based on what level of portfolio risk gives you the best chance to achieve financial success.  In simple terms, what investment strategy helps your money last longer.
  • Having a comprehensive financial plan that includes your lifestyle needs and your resources (including your investment portfolio) to meet those needs is very important.  The plan should have the ability to calculate different scenarios, including the impacts of using different levels of risk with your investments and how your portfolio would fare in different market environments. 

  • Consider working with a Registered Investment Adviser, if you are not already: An advisor can help you develop a financial plan with your specific goals and needs in mind.

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Read Karin Price Mueller’s article here.

If you have any further questions, please reach out to your Baron Team.

Disclosure: This is a general communication being provided for informational purposes. This material is not intended to be relied upon as forecast, research, tax or investment advice. Past performance is no guarantee of future results. Every investment strategy has the potential for profit and loss. Please consult your financial planning and tax professional for personal advice.