Medicare Annual Enrollment – Oct. 15 – Dec. 7, 2025

A 30-second read by the Baron Team:  Medicare is health insurance for individuals who are 65 and older, under 65 with certain disabilities, or those who have End-Stage Renal Disease (ESRD) or Amyotrophic Sclerosis (ALS). The Medicare annual open enrollment period for the 2026 Medicare Advantage and Part D prescription plans begins Oct. 15, 2025, and runs through December 7, 2025.  You can change your Medicare Advantage and Part D plans without special enrollment requirements.

Should I change my Medicare coverage during open enrollment? 
View our chart with pertinent questions and answers
(Click on the image to see a larger version of the chart)

The 2026 Medicare Parts A & B premiums and deductibles will be available in the latter part of the Annual Enrollment period at cms.gov.  

If you are applying for Medicare for the first time: 

• Sign up during first 3 months before you turn 65 
• Medicare starts the first day of the month you turn 65 
• Can sign up during the 4th – 7th months, but your start date will be delayed 
• If the initial enrollment period has passed, you may incur higher premiums

You can call your local Social Security office or the national 800 number at 1-800-772-1213.  You can also visit their website at ssa.gov.

You can learn more at Medicare.gov, the official U.S. Government site for Medicare.

Here are some helpful tips to prevent Medicare fraud.

Please let us know if you have any questions.

For Baron Clients, please contact us for help with Medicare Enrollment,
  a Medicare Drug Review.  or for an instructional guide to the SSA.gov application

Disclosure:  This is a general communication being provided for informational purposes only. This material is not intended to be relied upon as a forecast, research, tax or investment advice.