How Do We Help You?
Baron Financial Group is a team of trusted advisors that responsibly manages money and provides customized solutions for your unique needs. Our investment philosophy is to provide stable wealth growth and protection, guided by your financial goals and tolerance for risk, within the parameters of your time horizon and tax circumstances.
Your goals and needs are at the forefront of any investment plan
Our High Stability Wealth Management approach to portfolio design is based on Nobel Prize-winning investing principles. The mix of stocks, bonds, cash and other asset classes is perhaps the most important factor in determining the overall return and risk of a portfolio. Our goal is to preserve your assets and to grow those assets responsibly. The best way to accomplish this goal is to build a diversified portfolio with multiple asset classes. Appropriate asset allocation should enable an investor to achieve attractive compound asset growth in the good years, while providing acceptable downside protection during the bad years. Asset allocation and rebalancing are the primary elements in the success of your investment portfolio.
The Seven Essentials of Portfolio Strategy
1. DIVERSIFY ACROSS ASSET CLASSES
2. OBJECTIVE SECURITY SELECTIONS
3. INDIVIDUAL BOND SELECTION
5. CAPITALIZE ON INSTITUTIONAL PRICING
6. MAXIMIZE TAX EFFICIENCY
7. BEHAVIORAL DISCIPLINE
An important point to note is that when we buy a mutual fund we are not buying the fund but are instead “buying” or “hiring” the manager. We will hire and or replace managers as we deem appropriate, based on our analysis, and research.
Behavioral discipline and sticking with the strategy enable us to monitor the performance of your portfolio and make adjustments, as market conditions change, without emotion. There are times when our client’s portfolios are doing better than the S&P; there are other times when they are doing worse. But over time they are able to participate in the historical growth of the market.